Compare salary, tax and living costs in Australia with confidence
OzABC helps Australians, migrants, students and job-seekers understand take-home pay, city affordability and everyday budgeting with practical calculators and plain-English guides.
Start with the right calculator
If you are deciding between jobs, moving city or planning your budget, these are the best places to begin.
Salary Calculator
See annual, monthly and weekly take-home pay after estimated tax, Medicare levy and common payroll adjustments.
New quick tool
Tax Calculator Popup
Open the floating homepage calculator for a fast tax estimate without leaving the page.
Relocation
Cost of Living
Compare Sydney, Melbourne, Brisbane, Perth and other cities to understand real affordability.
All tools
Money Calculators
Explore GST, mortgage, leave, superannuation, fuel cost, retirement and other useful calculators.
Why people use OzABC
- Check whether a salary offer is actually good after tax.
- Compare income and living costs before moving to a new Australian city.
- Estimate how rent, commuting and groceries affect disposable income.
- Understand tax deductions, salary packaging and retirement planning basics.
- Use fast calculators without wading through jargon-heavy finance sites.
Plan the full picture, not just your gross pay
A higher salary does not always mean better lifestyle. The smarter sequence is salary first, tax second, then living costs and ongoing bills.
1. Calculate take-home pay
Start with your annual salary and estimate what actually lands in your bank account after tax and Medicare levy.
2. Compare your target city
Look at rent, utilities, transport and groceries in the city you care about instead of relying on national averages.
3. Test real scenarios
Use mortgage, GST, fuel, super and retirement tools to understand your monthly cash flow more realistically.
Frequently asked questions
What is OzABC best for?
OzABC is best for quickly comparing salary, tax and living cost decisions in Australia. It is especially useful for job offers, relocation planning and everyday budgeting.
Are these calculators suitable for migrants, students and expats?
Yes. Many pages include resident versus non-resident context, and the city comparison pages are useful for anyone moving to or within Australia.
Can I rely on these numbers for official tax advice?
The calculators are designed for planning and estimation. For binding tax advice or complex personal situations, you should still check ATO guidance or speak with a qualified professional.
Start with the page that matches your decision
Need to compare a job offer? Open the salary calculator. Moving cities? Go straight to cost of living. Doing year-end planning? Start with tax and deductions.
Quick tax estimate
Use this inline calculator on the homepage to estimate tax, Medicare levy and take-home pay instantly. No popup needed, so it works better on mobile.
Australian tax calculator
Planning estimate only. For complex circumstances, check current ATO guidance or a qualified professional.