How Much Rent Can You Afford in Australia?

Rent affordability is one of the fastest ways to pressure-test a move, job offer or city change. A simple rule of thumb is to keep rent below about 30% of gross income, but that is only a starting point.

Quick affordability rule

• Under 30%: usually more manageable
• 30% to 40%: workable for some households, but often tight
• Over 40%: usually a sign that the budget may be under stress

What to include beyond rent

When comparing properties, include utilities, transport, internet, parking, and the upfront move-in cost such as bond and rent in advance. These can materially change the real cost of a lease.

Australian city context

Rent pressure is usually higher in Sydney and inner Melbourne than in smaller capitals, but salary, commute time and household size matter just as much as headline median rent.

Use the Rent Calculator to convert weekly and monthly rent, estimate upfront costs and check affordability against your income.